College Savings: Have you started saving for their education yet? We work with our clients to outline financial and savings solutions that fit their lifestyle and budget. The strategies we employ help to ensure your future college graduate will be armed with the vital education they need to thrive in...
“It’s not the will to win that matters. It’s the will to prepare to win that matters.” – Paul “Bear” Bryant In football, a good quarterback is nothing without solid protection. In front of every successful quarterback is an offensive line that works tirelessly to allow him adequate time to...
In our line of work, we spend a lot of time traveling around the country, talking about the numerous and wonderful advantages of having Living Benefit riders (Critical, Chronic, and Terminal Illness) automatically included on every life insurance policy that Alliance Group partners sell. However, there is one particular application...
At Alliance Group, our policies come infused with Living Benefits - enhancements that allow you to accelerate your policy’s benefits to get much-needed money in your hands if you are to suffer a terminal, chronic, or critical illness – such as heart attack, stroke, or cancer diagnosis – or in case...
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As a leading independent IMO in the life insurance industry, my company partners with lots of agents/agencies who sell health insurance as well. Some focus primarily on health and dabble in life; others the exact opposite. Every year, we see these health folks largely go quiet with their life production during...
I ran across this article today that continues to prove our point, further validating the need for LIVING BENEFITS. The first paragraph says it all: "Bankruptcies resulting from unpaid medical bills will affect nearly 2 million people this year-making health care the No. 1 cause of such filings, and outpacing...
No one can predict when a long term illness or premature death will occur. The only thing you can plan for or predict is that if/when this occurs, without having a financial plan in place, your loved ones may be put in a very difficult financial position. In the event of an unforeseen or unplanned financial disaster, mortgage protection or mortgage insurance plans can offer you and your family a considerable amount of protection and peace of mind and serve as the perfect financial safety net.
A life insurance product that can provide financial utility during a client’s life & NOT just at death, living benefits can be the difference between financial survival and financial demise. At Alliance Group, we have been marketing & delivering living benefits to Middle America and small business owners since 1998. For over 15 years, our research in the marketplace has led us to believe that suffering from a critical illness IS unequivocally the biggest financial threat facing families and small businesses alike throughout the country.
Life insurance may be one of the most important purchases you’ll ever make. In the event of a tragedy. Get a sense of how much and what kind to buy, plus information about how different life events, such as having children or buying a home, can affect your insurance needs.
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