So, why do you need life insurance? What often comes to mind when thinking about life insurance is that you can use it to pay final expenses. But there are other considerations to keep in mind. You can use life insurance as mortgage protection, income replacement, college funding …

Being that it is Life Insurance Awareness Month, I am constantly thinking of ways to get the message out there, get people educated, and help to protect their families and loved ones in the event that something unexpected happens. Life is NOT SCRIPTED. We all need to be prepared…

Life insurance can do some pretty amazing things for people. It can buy loved ones time to grieve. It can pay off debts and loans, providing surviving family members with the chance to move on with a clean slate. It can keep families in their homes and pre-fund a child’s college education. It can keep a family business in the family. It can provide a stream of income for a family to live on for a period of time. Life insurance can do all of these wonderful things for your family…there’s just one small catch. You need to own life insurance.

As life happens, we are continually faced with making a choice that involves a “what to do now?” dialogue with yourself and/or other interested parties. It might be a family member, a business associate, your doctor, or any host of additional participants. The choice might require a yes or no decision. Or perhaps, choosing between A, B or C.